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General Questions
What is the difference between an "active" and an "inactive" member of the Capital Pension Plan?
What is "vesting"?
What is "locked-in"?
How much am I required to contribute to the Capital Pension Plan?
How much is my employer required to contribute to the Capital Pension Plan on my behalf?
Can I make contributions over and above what I am required to contribute?
Can my spouse contribute, or can I make contributions to the Plan on behalf of my spouse?

 

Termination of Employment-related Questions
What happens if I terminate employment before I retire?
Can I continue to contribute to the Capital Pension Plan once I terminate employment?
What is a LIRA?
Retirement-related Questions
When can I retire?
Do I have to receive a pension from my equity as soon as I retire?
How do I receive a pension from my Capital Pension Plan equity?
What are my pension options?
What is a Variable Benefit?
Am I eligible for a Variable Benefit when I retire?
What is a Life Annuity?
Can I purchase a life annuity directly from the Capital Pension Plan?
What is a prescribed RRIF?
Am I eligible to purchase a prescribed RRIF?
Can I purchase a prescribed RRIF directly from the Capital Pension Plan?
Which pension option is best?
Can I withdraw my equity as cash?
Are my pension payments taxable?
What happens to my pension if I go back to work?
Survivor Benefits-related Questions
Who can be my beneficiary?
How can I change my beneficiary?
What happens if I die before I retire?
What happens if I die after I retire?
 
 
 
 

This site is provided as a service to members of the Capital Pension Plan. It provides general information about the Plan and its operation. Information contained in this site does not replace or supersede legislation governing the Plan or the Plan Document. Every effort has been made to ensure the validity of information contained on this site. This site may not fully address your personal circumstances.

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